Elsewhere in the world, it is quite common for people to plan ahead for their old age. Unfortunately, it is not yet sufficiently rooted in Estonia.
Read the story from Eesti Päevaleht and my comment on what can happen if these topics have not been considered in sufficient detail, here:
https://epl.delfi.ee/artikkel/88896583/varatu-ja-lahutatud-joukas-vanaharra-jai-liigse-usalduse-tottu-koigest-ilma?
https://epl.delfi.ee/artikkel/88896583/varatu-ja-lahutatud-joukas-vanaharra-jai-liigse-usalduse-tottu-koigest-ilma?